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AI-POWERED APPROVALS● DECISIONS IN HOURS● BANK-LEVEL SECURITY● $127M+ FUNDED● 2,400+ BUSINESSES FUNDED● 24HR FUNDING AVAILABLE● SOFT PULL PRE-APPROVAL● NO PREPAYMENT PENALTIES● 50+ INDUSTRIES SERVED● AI-POWERED APPROVALS● DECISIONS IN HOURS● BANK-LEVEL SECURITY● $127M+ FUNDED● 2,400+ BUSINESSES FUNDED● 24HR FUNDING AVAILABLE● SOFT PULL PRE-APPROVAL● NO PREPAYMENT PENALTIES● 50+ INDUSTRIES SERVED●
No credit impact · Instant estimate

See What You Qualify For

Adjust the sliders below to get an instant funding estimate based on your business profile. No credit pull required.

Soft pull — no credit impact
Bank-level data security
Funded as fast as 24 hours
2,400+ businesses funded

Tell us about your needs

$500,000
24 months
12 months
$100,000

Your estimated offer

Estimated funding amount
$500,000
Based on your business profile
Monthly payment
$26,042
Term length
24 months
Check My Options →

Rates vary by product type and creditworthiness. This estimate is for illustrative purposes only. Actual offers subject to underwriting approval. Fundolo is not affiliated with the Small Business Administration.

Common Questions

Calculator FAQ

Does using this calculator affect my credit score?
No. This calculator is entirely illustrative and does not pull your credit. Only a formal application triggers a credit inquiry, and even then we start with a soft pull that has no impact on your score.
How accurate is the estimate?
The estimate is based on common underwriting benchmarks and gives you a realistic ballpark. Actual offers depend on your full business profile, bank statements, credit history, and the specific product you apply for.
What is a factor rate?
A factor rate is a decimal multiplier used for short-term business loans. Instead of an interest rate, your loan amount is multiplied by the factor rate to determine your total repayment. For example, a $100,000 loan at a 1.25 factor rate = $125,000 total repayment.
How fast can I actually get funded?
Most of our working capital and term loan products fund within 24 hours of final approval. SBA loans take longer due to government processing, typically 30–90 days.
What documents do I need to apply?
For most products, we need 3–6 months of business bank statements, a government-issued ID, and basic business information. SBA loans require additional documentation including tax returns and financial statements.